20+ hour, 53+ min ago  (583+ words) 'Mornings with Maria' panel assesses yields and previews Q1 earnings for Nvidia and retailers. You might think that finding the money to contribute to your 401(k) is the hardest part of saving for retirement. But choosing the right investments can also be…...

19+ hour, 32+ min ago  (265+ words) Six percent of participants now raiding retirement accounts for emergencies, nearly triple the pre-pandemic rate, even as average balances hit record highs. More Americans are cracking open their retirement piggy banks before retirement, and the trend is accelerating. Vanguard's "How…...

1+ day, 1+ hour ago  (603+ words) If you assume your 401(k) works the same way it did a few years ago, you may be missing critical updates. Quiet changes are reshaping how much you can contribute, how it's taxed and even whether you're enrolled at all. Retirement…...

23+ hour, 48+ min ago  (924+ words) O'Leary sets $1. 5 million as the minimum retirement target, arguing a 4% withdrawal rate produces $60, 000 annually without relying on Social Security. Most Americans fall drastically short. Average 401(k) balances for those aged 60 to 64 sit at just $246, 500. Starting age can drive outcomes as much…...

1+ day, 7+ hour ago  (509+ words) Every dollar that comes out of a traditional 401(k) lands in your taxable income for that year. The money grew tax-deferred, meaning the government's cut was always coming. For most retirees, it's not the tax itself that creates the most damage…...

1+ day, 17+ hour ago  (632+ words) Sixty-two is the average retirement age in America, but Dave Ramsey explains to Kiplinger why leaving the workforce early could harm your financial security. Sixty-two seems like the perfect age to retire. You can start collecting Social Security. Plus, you're…...

1+ day, 19+ hour ago  (488+ words) The proposal clarifies that alternative assets are not prohibited under ERISA if fiduciaries follow a prudent evaluation process. It applies to the selection of investment alternatives in participant-directed individual account plans, including asset allocation funds, mutual funds, collective investment trusts…...

1+ day, 19+ hour ago  (398+ words) The leading providers gathered to discuss at the 8th Annual RPA Record Keeper Roundtable held in conjunction with the DCIIA/SPARK/EBRI Public Policy Forum Related: 401(k) Real Talk Episode 195: May 27, 2026 The issues facing 401(k) record keepers serving the RPA market are consistent…...

2+ day, 3+ hour ago  (796+ words) A simple withdrawal strategy can quietly reduce your lifetime tax bill. Retirement taxes can sneak up on people. After years of saving, many retirees may assume the hard part is over, only to discover that how they pull money out…...

1+ week, 3+ day ago  (982+ words) According to the Employee Benefit Research Institute's 2026 Retirement Confidence Survey, 46% of 2025 retirees stopped working earlier than planned, and 76% of those exits were due to factors like health issues or job loss. For many, the 6267 window isn't a choice. That makes…...