News
Fannie Mae Program Helps Renters Qualify for Mortgage Using Boarder Income
2+ hour, 36+ min ago (281+ words) Dikutip dari Detik Finance, many renters who split their monthly payments with roommates or partners often overlook a valuable financial opportunity. Documenting these regular transactions properly can significantly impact a person's ability to secure a home loan. Fannie Mae's Home…...
DCUC Presses Congress For Greater Credit Union Parity In Housing Bill
2+ hour, 27+ min ago (228+ words) WASHINGTON'The Defense Credit Union Council is urging House lawmakers to preserve and expand several long-sought credit union reforms in the final version of the amended "21st Century Housing Act," warning that the current legislation provides broad relief to community banks while…...
100% mortgages: Access, not affordability, is the real problem
11+ hour, 43+ min ago (628+ words) James Pagan, director of product, portfolio and operations at April Mortgages, explains why at 100% LTV, stability matters most. A year ago, launching a true, no strings attached, 100% LTV mortgage felt like swimming against the tide. That was the consensus. But…...
HUD updates basic statutory mortgage limits for 2026 FHA multifamily housing programs
1+ week, 4+ hour ago (259+ words) On May 6, HUD issued a notice in the Federal Register, adjusting the basic statutory mortgage limits for multifamily housing programs for 2026. In accordance with Section 206 A of the National Housing Act (NHA), HUD pegged the adjustment to the 2. 3 percent increase…...
Tough Times for First Time Home Buyers in the K-Shaped Housing Market | The Wealth Advisor
23+ hour, 55+ min ago (319+ words) The housing market is increasingly reflecting a K-shaped economy, creating a widening divide between affluent buyers and households struggling with affordability. For wealth advisors and RIAs, the trend offers a clear lens into evolving consumer balance sheets, generational wealth disparities,…...
22 States Where You Probably Struggle Unless You Make 6 Figures - AOL
1+ week, 3+ hour ago (399+ words) A six-figure salary isn't the financial success story it once was " particularly if you're focused on living comfortably rather than just living. In about half of U. S. states, a once-vaunted $100, 000 salary now means you're likely struggling to get by. A new…...
12 Quaint Southern Towns Where You Can Retire Like a Millionaire on $50 K a Year - AOL
3+ day, 19+ hour ago (1379+ words) Stretching a fixed retirement income has never been more challenging, but the cost of living varies wildly across the country. The South, in particular, offers pockets of affordability that may come as a surprise: small cities with revitalized downtowns, deep…...
I'm a Renter with a Roommate: Can I Use That Income to Qualify for a Mortgage?
1+ day, 11+ hour ago (556+ words) Fannie Mae's Home Ready program allows borrowers to count roommate or partner rent payments as qualifying income if documented for at least 9 of the past 12 months, potentially unlocking tens of thousands in additional borrowing capacity when mortgage rates are in…...
Colorado Cost of Living: Financial freedom in Pueblo County after being priced out elsewhere
1+ day, 18+ hour ago (515+ words) Of 10 major Front Range counties in Colorado, Pueblo County has the cheapest cost of living in nearly all key categories "with the exception of health care costs being the most expensive and transportation running slightly higher than El Paso and…...
What If a Trump-Era Policy Let Families Deduct More Everyday Expenses? Here's Who Would Benefit Most - AOL
6+ day, 1+ hour ago (393+ words) President Donald Trump has made many changes to the tax code during his second term, including an enhanced deduction for seniors and a raised state and local tax (SALT) deduction limit. But what would happen if families could deduct more…...