News
New Vantage Score Risk Ratio" Digital Release Enables Mortgage Lenders, Auto Lenders and ABS Investors to Strengthen Consumer Credit Risk Benchmarking
2+ hour, 9+ min ago (115+ words) Eagle-Tribune Risk Ratio Enables Lenders and ABS Investors to Strengthen Consumer Credit Risk Benchmarking SAN FRANCISCO--(BUSINESS WIRE)--Apr 10, 2026-- Vantage Score today announced a significant new release for Vantage Score Risk Ratio, the credit risk analytics tool designed to help…...
Experts say five-minute task can boost your credit score
2+ hour, 30+ min ago (367+ words) The simple task could make a big difference(Image: Creative Images Lab via Getty Images) "Don't wait for the annual reminder or for the elections to roll around." You can apply via the official Gov. uk website, MSE notes. If…...
Hoping to borrow money soon? How to give your credit a spring cleaning
4+ hour, 11+ min ago (517+ words) Spring is a great time to declutter your home, but it's also the perfect time to tidy up your finances. Giving your credit score a fresh start is one move that really pays off. "You are going to make yourself…...
Debunking money myths: Does checking your credit score lower it?
8+ hour, 11+ min ago (705+ words) Is there any truth behind concerns that checking your credit score will lower it? Big Issue asks the experts Monitoring your credit score is a good habit to develop and, contrary to popular myth, checking it doesn't hurt it. Image:…...
Top 5 Ways to Lower Your Personal Loan Interest Rate
8+ hour, 20+ min ago (775+ words) Interest on personal loans is calculated on the outstanding principal over the loan tenure. Choosing a shorter repayment period reduces the total interest payable, although the EMI may be higher. By using a personal loan EMI calculator, you can simulate…...
Boost Credit Scores Before All Else - The Housing Scene
8+ hour, 34+ min ago (1792+ words) (NOTE: This is the first column in a two-part series.) Homebuyers can secure financing with a credit score below 600. But they can save thousands -- perhaps tens of thousands -- if they can boost those all-important scores to 760. It can take time…...
Effective ways to avoid personal loan rejection
8+ hour, 41+ min ago (547+ words) 10 April, 2026 | 11: 01 IST A high personal loan credit score (CIBIL in India, typically 750+) is essential, but lenders evaluate far more. According to experts, your credit score is only one component of their decision. Lenders also scrutinise your debt-to-income ratio, credit utilisation…...
Survey: One in Three Americans With Credit Cards Say They Have Too Many
1+ day, 1+ hour ago (330+ words) As Nerd Wallet's Senior Economist, Elizabeth Renter spends her time analyzing economic trends and data to help people make more informed decisions about their personal finances. Her work has been cited by The New York Times, The Washington Post, the…...
Display steady credit behaviour for 3-6 months for easier card approval
22+ hour, 24+ min ago (130+ words) Business Standard Display steady credit behaviour for 3-6 months for easier card approval Repay loans on time, keep credit utilisation below 30%, and avoid too many applications within a short period Why is underwriting getting tighter? How will tighter underwriting manifest itself?...
Your credit score could decide your mortgage. Here's what you should know
17+ hour, 49+ min ago (811+ words) The Independent Money channel is brought to you by Credit Karma. It's an expensive time to be a homebuyer - prices are near historic highs and mortgage rates have been above 6 percent for all but one week since September 2022. Prospective buyers…...